Significant Changes to ICBC Injury Caps

With B.C. experiencing more car accidents, more injury claims, and more expensive costs, changes to the vehicle insurance model were necessary to accommodate these rising statistics.

Summary of some important changes

Minor injury caps will establish a definition for “minor injury” and introduce caps on pain and suffering awards for injuries that fall within this definition.

The cap is anticipated to be $5,500, and will apply to injuries from car accidents that occur on or after April 2019. The cap will only be triggered where the following criteria are met:

  • The injury falls within the definition of a minor injury; and
  • The injury does not result in a serious impairment.

Accident benefit limits will significantly increase for wage, medical, rehabilitation and death benefits.  The cap for medical care and recovery costs has increased from $150,000 to $300,000 as of January 2018.

An increase to caps for wage loss payments and homemaking benefits are anticipated to take effect in April of 2019.

ICBC has pursued these changes with the overarching goal of facilitating better recovery results for those involved in car accidents with personal injury claims.


If you are or anyone you know requires legal assistance with your ICBC claim in the Lower Mainland, do not hesitate to contact our experienced team led by Jon Walsh at DuMoulin Boskovich LLP for a free, confidential, initial consultation.

You can reach us at our Vancouver officer at (604) 669 – 5500, Squamish Office 1-(604) 567-5550 or toll free at 1-800-288-9893.